eFunds (SM) Corporation, established by Deluxe Corporation in 1999, provides over 10,000 financial institutions, funds transfer networks, retailers, telecommunications firms, and government agencies worldwide with electronic funds transfer (EFT) software and services. The company is known for the CONNEX (TM) and IST (R) EFT software products. The firm's ChexSystems (SM) offers clients identity verification, transaction monitoring, debit reporting, and other risk management features. SCAN (SM) supports point-of-sale (POS) check verification. ClearCommerce (R) is an online retail payment processing and fraud prevention system. DebitBureau (R), which contains billions of consumer records, is the world's largest debit database. eFunds also provides telecommunications, financial services, and retail companies with transaction processing and IT management services. The firm's technology allows organizations to reduce transaction costs, detect fraud, and improve customer service processing. The company is based in Scottsdale, Arizona. It maintains offices across North America and in the United Kingdom, India, and Australia. The firm serves customers in 80 countries. eFunds went public in 2000, with shares offered on NASDAQ. The company was listed on the New York Stock Exchange in 2004, with shares offered under the EFD symbol. eFunds merged with another Deluxe Corporation unit, iDLX Technology Partners, in 2000. eFunds also includes the ChexSystems, Penley Incorporated, ClearCommerce Corporation, India Switch Company Private Limited, Oasis Technology Limited, and WildCard Systems Incorporated businesses.