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Bill Me Later (R) Incorporated, based in Omaha, Nebraska, is a privately held company that provides merchants and consumers with secure electronic billing and electronic payment technologies and services. The firm is known for its PayCapture (R) platform, which includes the Bill Me Later, Bill Me Later Business, Preferred Account Program, and Promotional Financing components. The platform supports in-store, catalog, and online transactions. The system can be deployed by merchants within weeks. The platform is employed by millions of consumers across the United States. Bill Me Later transactions do not require the use of 16-digit numbers. Services are offered by CIT Bank and managed by Bill Me Later Incorporated. Bill Me Later sends bills to consumers, who can pay for purchases in total or can accept payment terms comparable to those of credit cards. Merchant network participants include Overstock.com (R), OfficeMax (R), Brookstone (R), and Frontgate (R). Bill Me Later provides merchants with marketing, risk management consulting, and other services.
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