BB&T Corporation, founded in 1906 and based in Winston-Salem, North Carolina, is a financial holding company with over $132 billion in assets. The firm's bank subsidiaries operate 1,500 financial centers across the North and South Carolina, Alabama, Florida, Georgia, Kentucky, Tennessee, Virginia, West Virginia, Indiana, and the District of Columbia. Banking subsidiaries are organized as community bank groups. Regional presidents oversee each group, allowing services to be targeted to local needs. BB&T offers consumers checking and savings account, mortgage, loan, insurance, credit and debit card, investment, insurance, identity protection, and other services. The firm also provides businesses with financial services. The company is known for its web-based BB&T BeneTrek (SM), BB&T Business OnLine (R), BB&T CashManager OnLine (SM) services. Since 1989, the firm has acquired 60 community banks and thrifts, 85 insurance agencies, and 35 financial services companies. Affiliates include BB&T Insurance Services Incorporated, BB&T Investment Services Incorporated, and Scott & Stringfellow Incorporated. BB&T merged with Southern National Corporation in 1995. It has acquired Fidelity Federal Bankshares, Maryland Federal Bancorp, Premier Bancshares, FCNB Corporation, Republic Bancshares Incorporated, Main Street Banks Incorporated, Coastal Financial Corporation, and other firms. BB&T is listed on the New York Stock Exchange under the BBT symbol. The firm also is listed on the S&P 500. The company has won recognition from the 'Wall Street Journal' and 'Retail Banker International.'