When it comes to security, it is no big secret that multifactor authentication is more secure than simple password prompts that can be guessed or secretly discovered in order to uncover sensitive information or otherwise compromise confidential data. However, many Internet technology pros believe that due to the cost, limited options and other drawbacks, there is no real way to come out on top by using multifactor authentication software and applications. However, since the Initiative for Open Authentication, codenamed OATH, released Reference Architecture 2.0, it seems that we may be getting closer to an option for multifactor authentication software that is cost effective, functional and effective. The open standard Reference Architecture 2.0 exhibits the ultimate goal for many individuals and businesses who want to be able to use a single token, compatible and usable for any number of services from different providers. While the idea in and of itself is a great one, the idea is hindered and limited by the fact that it is greatly limited by the current token implementation. While progress is being made, tokens are just the start of a more secure and protected database and Internet experience. OATH-based offerings are likely the best bet for IT professionals at this current point in time, and it will likely advance more in the coming years to the point that information would be more secure and easily protected.